If you are a CIMB bank account holder, you may have heard of CIMB Clicks, the online banking platform that allows you to manage your finances from the comfort of your own home. With CIMB Clicks, you can transfer money, pay bills, and even invest in unit trusts or structured investments. However, before you can start using CIMB Clicks, you need to know how to log in.
Logging into CIMB Clicks is a simple process that can be done from your desktop or mobile device. To get started, visit the CIMB Clicks website or download the CIMB Clicks app from the App Store or Google Play. Once you have the app or website open, you will need to enter your user ID and password to log in. If you have forgotten your user ID or password, there are options to reset them. Additionally, if you are a first-time user, you will need to register for CIMB Clicks before you can log in.
Understanding CIMB Clicks
CIMB Clicks is an online banking platform that allows you to perform a wide range of banking transactions from the comfort of your home or office. With CIMB Clicks, you can access your account information, transfer funds, pay bills, and more, all from your computer or mobile device.
One of the main benefits of CIMB Clicks is its simplicity. The platform is designed to be user-friendly, with a clean and intuitive interface that makes it easy to navigate. Whether you’re a seasoned online banking user or you’re new to the world of digital banking, CIMB Clicks is a great option.
In addition to its desktop platform, CIMB Clicks also offers a mobile banking app that allows you to access your account information and perform transactions on the go. The app is available for both iOS and Android devices, and offers a range of features, including QR Pay, which allows you to make payments by scanning a QR code.
Overall, CIMB Clicks is a great option for anyone looking for a simple and convenient way to manage their finances online. Whether you prefer to use your computer or your mobile device, CIMB Clicks has you covered. So why not give it a try today and see how it can simplify your banking experience?
Registration Process
If you are a CIMB Bank account holder, you can easily register for CIMB Clicks online banking. This will allow you to access your account information, transfer funds, pay bills, and more, all from the comfort of your own home.
Online Registration
To register for CIMB Clicks online banking, you will need to follow these steps:
- Make sure you have a Current Account or Savings Account with CIMB Bank.
- Create your Internet Banking e-PIN at any CIMB ATM.
- Go to www.cimbclicks.com.my and click on the “Register” button.
- Enter your 6-digit PIN and select your access type (either View Only or Transaction).
- Enter your NRIC or passport number, along with your mobile phone number and email address.
- Verify your mobile phone number by entering the SMS activation code that is sent to you.
- Create your CIMB Clicks User ID and password.
- Agree to the terms and conditions and click “Submit”.
Once you have completed these steps, you will be able to log in to CIMB Clicks and start managing your account online.
First Time Login
After you have registered for CIMB Clicks, you will need to log in for the first time. Here’s how:
- Go to www.cimbclicks.com.my and click on the “Login” button.
- Enter your CIMB Clicks User ID and password.
- You will be prompted to enter a One-Time Password (OTP) that will be sent to your mobile phone number.
- Once you have entered the OTP, you will be able to access your account information.
It is important to note that you should never share your CIMB Clicks User ID, password, or OTP with anyone. If you suspect that someone has gained access to your account, you should contact CIMB Bank immediately to report the issue.
Navigating the CIMB Clicks App
If you are a new user of the CIMB Clicks app, navigating through the app can be a little overwhelming at first. But don’t worry, we’ve got you covered! In this section, we will guide you through the app’s interface, starting with the Quick Access Menu and My Accounts Page.
Quick Access Menu
The Quick Access Menu is located at the bottom of the screen and provides easy access to the most commonly used features of the CIMB Clicks app. Here are the options available in the Quick Access Menu:
- Home: This takes you to the app’s home screen, where you can see a summary of your account balances, recent transactions, and more.
- Pay: This option allows you to make payments to other accounts or merchants.
- Transfer: You can use this option to transfer funds between your own accounts or to other CIMB accounts.
- Invest: If you are interested in investing, this option provides you with access to CIMB’s investment products.
- Services: The Services option provides access to other features such as setting up recurring payments, requesting for a cheque book, and more.
My Accounts Page
The My Accounts Page provides you with an overview of your accounts, including your savings, current, and credit card accounts. You can access this page by tapping on the “Accounts” tab at the bottom of the screen.
On the My Accounts Page, you can view your account balances, transaction history, and even make transactions directly from this page. Here are some of the features available on the My Accounts Page:
- Account Details: You can view your account details by tapping on the account name. This will show you your account number, available balance, and other details.
- Transaction History: You can view your transaction history by tapping on the account name and then selecting the “Transactions” tab.
- Make Transactions: You can make transactions directly from the My Accounts Page by tapping on the “Transfer” or “Pay” button next to the account name.
In conclusion, navigating through the CIMB Clicks app is easy once you get the hang of it. The Quick Access Menu and My Accounts Page provide easy access to the most commonly used features of the app. With these features, you can easily manage your accounts, make transactions, and more.
Accessing Account Information
Once you have successfully logged in to your CIMB Clicks account, you can access your account information with just a few clicks. Here’s how you can access your account balance, transaction history, and monthly statement.
Account Balance
To check your account balance, simply click on the “Accounts” tab on the top menu bar. You will be able to see all of your accounts and their respective balances. If you have multiple accounts, you can use the drop-down menu to select the account you want to view.
Transaction History
To view your transaction history, click on the “Accounts” tab and select the account you want to view. Then, click on the “Transactions” button next to the account balance. You will be able to see all of your recent transactions, including the date, description, and amount.
Monthly Statement
To view your monthly statement, click on the “eStatement” tab on the top menu bar. You will be able to see all of your available statements. Click on the statement you want to view and it will open in a new window. You can also download your statement as a PDF file by clicking on the “Download” button.
It is important to note that you can only access your monthly statement if you have opted for eStatement. If you have not yet signed up for eStatement, you can do so by clicking on the “eStatement” tab and following the instructions provided.
Overall, accessing your account information on CIMB Clicks is a simple and convenient process. Whether you want to check your account balance, view your transaction history, or download your monthly statement, all the information you need is just a few clicks away.
Managing Transactions
When it comes to managing transactions with CIMB Clicks, you have a variety of options for transferring money, paying bills, and topping up your accounts. Here are some of the key features and sub-sections to keep in mind:
Local Transfers
CIMB Clicks makes it easy to transfer money to other accounts within Malaysia. You can use the “Transfer” feature to send money to other CIMB accounts, as well as to accounts at other banks using the Interbank GIRO (IBG) or Instant Transfer (IBFT) services. To make a local transfer, simply select the account you want to transfer from, enter the recipient’s account details, and confirm the transaction.
Foreign Transfers
If you need to send money overseas, CIMB Clicks offers a range of options to choose from. You can use the Foreign Telegraphic Transfer (FTT) service to send money to bank accounts in other countries, or the SpeedSend service to send money to individuals for cash pickup at participating banks. To make a foreign transfer, you will need to provide the recipient’s bank details and any other required information, such as a SWIFT code or IBAN number.
Bill Payments
CIMB Clicks makes it easy to pay bills online, with a range of billers available through the JomPAY service. You can also pay bills directly through CIMB Clicks by selecting the “Pay” feature and entering the biller details. Some billers may require additional information, such as an account number or reference code, so be sure to check the instructions carefully.
Top Up
If you need to top up your mobile phone or other prepaid accounts, CIMB Clicks offers a convenient Top Up feature. You can select the service provider you want to top up, enter the phone number or account details, and confirm the transaction. This feature is available for a range of providers, including Celcom, Digi, Maxis, and more.
Reload Credit
If you need to reload your CIMB credit card, you can do so easily through CIMB Clicks. Simply select the “Reload” feature, choose the card you want to reload, and enter the amount you wish to add. You can also view your credit card balance and transaction history through the CIMB Clicks app or website.
Overall, managing transactions with CIMB Clicks is a simple and convenient way to handle your financial needs. Whether you need to transfer money, pay bills, or top up your accounts, CIMB Clicks has you covered with a range of features and services to choose from.
Security Features
When it comes to online banking, security should be your top priority. CIMB Clicks understands this and has implemented various security features to ensure that your account is safe and secure. In this section, we’ll discuss some of the key security features that CIMB Clicks offers.
SecureWord
SecureWord is an additional layer of authentication that CIMB Clicks offers to ensure that the login page is genuine. You can experience SecureWord via the CIMB Clicks website or mobile app (for Android and iOS only). This feature provides added security to your login process and helps protect you against phishing attacks.
Two-Factor Authentication
CIMB Clicks also offers two-factor authentication to enhance your account’s security. This feature requires you to enter a One-Time Password (OTP) in addition to your password when logging in. The OTP is sent to your registered mobile number, making it difficult for fraudsters to gain access to your account.
SMS Notification
CIMB Clicks also offers SMS notification to keep you informed of any transactions made from your account. You will receive an SMS notification for every transaction made via CIMB Clicks. This feature helps you keep track of your account activity and identify any unauthorized transactions.
To ensure that your account is secure, it’s important to follow some basic security practices. Keep your password and PIN confidential and do not share them with anyone, including bank employees. Never write them down or store them on any device. Be cautious of phishing emails or calls and always verify the source before providing any personal information.
In conclusion, CIMB Clicks offers various security features to ensure that your account is safe and secure. By following some basic security practices and utilizing these features, you can enjoy the convenience of online banking with peace of mind.
Investment Options
CIMB Clicks offers a range of investment options to help you grow your wealth. Here are two popular investment options:
Buy Unit Trusts
Unit trusts are a great way to invest in a diversified portfolio of stocks, bonds, and other assets. CIMB Clicks makes it easy to buy and manage unit trusts online.
To buy unit trusts on CIMB Clicks, simply log in to your account and select “Apply & Invest” from the left-hand menu. Then, select “Unit Trust” from the drop-down menu and choose the fund you want to invest in. You can view the fund’s performance and fees before making your investment.
CIMB Clicks offers a wide range of unit trusts from reputable fund managers like ASNB, so you can find a fund that suits your investment goals and risk appetite.
Gold Investment
Gold is a popular investment option for many people because it is a tangible asset that retains its value over time. CIMB Clicks offers a convenient way to invest in gold online through its e-Gold product.
To invest in e-Gold on CIMB Clicks, log in to your account and select “Apply & Invest” from the left-hand menu. Then, select “Gold Investment” from the drop-down menu and choose the amount of gold you want to buy. You can view the current price of gold and the fees before making your investment.
CIMB Clicks also offers a range of other investment options, including E-IPOs and travel currency. Explore your options on CIMB Clicks and start growing your wealth today.
Rewards and Points
CIMB Clicks offers a variety of rewards and points that you can earn and redeem for exciting gifts and benefits. Here are the three types of points you can earn:
Bonus Points
Bonus Points are reward points that you can earn when you use your CIMB credit card for transactions. You can earn Bonus Points for every RM1 spent on your credit card. The number of Bonus Points you earn depends on the type of credit card you have. You can redeem your Bonus Points for a wide range of gifts and benefits, including vouchers, gadgets, and more.
To redeem your Bonus Points, simply log in to your CIMB Clicks account, go to the Rewards section, and select Bonus Points. You can then choose the item you want to redeem and follow the instructions to complete the redemption process. You will receive an email notification once your redemption request is processed.
Junior Points
Junior Points are reward points that you can earn when you open a Junior Savers account for your child. You can earn Junior Points for every RM1 deposited into your child’s account. Junior Points can be redeemed for a variety of gifts and benefits, including toys, books, and more.
To redeem your Junior Points, simply log in to your CIMB Clicks account, go to the Rewards section, and select Junior Points. You can then choose the item you want to redeem and follow the instructions to complete the redemption process. You will receive an email notification once your redemption request is processed.
Youth Points
Youth Points are reward points that you can earn when you use your CIMB debit card for transactions. You can earn Youth Points for every RM1 spent on your debit card. The number of Youth Points you earn depends on the type of debit card you have. You can redeem your Youth Points for a wide range of gifts and benefits, including movie tickets, shopping vouchers, and more.
To redeem your Youth Points, simply log in to your CIMB Clicks account, go to the Rewards section, and select Youth Points. You can then choose the item you want to redeem and follow the instructions to complete the redemption process. You will receive an email notification once your redemption request is processed.
So, start earning and redeeming your points today to enjoy exciting rewards and benefits!
Additional Services
CIMB Clicks offers a range of additional services that can make your banking experience even better. Here are two of the most popular services:
QR Payments
QR payments are a convenient way to make cashless payments using your mobile phone. With CIMB Clicks, you can make QR payments at thousands of merchants across Malaysia. Here’s how it works:
- Open the CIMB Clicks app on your phone.
- Select the QR payments option.
- Scan the QR code displayed by the merchant.
- Enter the amount you want to pay.
- Confirm the payment.
It’s that easy! Plus, with CIMB Clicks, you can keep track of all your QR payments in one place.
Fixed Deposits
If you’re looking for a safe and secure way to invest your money, consider a fixed deposit with CIMB Clicks. With a fixed deposit, you can earn a guaranteed return on your investment.
Here are some of the benefits of a fixed deposit with CIMB Clicks:
- Competitive interest rates
- Flexible tenures
- Automatic renewal option
- Online application and management
Plus, with CIMB Clicks, you can easily monitor your fixed deposit and receive alerts when it matures.
Whether you’re looking for a convenient way to make cashless payments or a safe way to invest your money, CIMB Clicks has you covered.
Frequently Asked Questions
How can I create a CIMB Clicks account?
To create a CIMB Clicks account, you need to have a CIMB Bank account. You can then register for CIMB Clicks online by visiting the CIMB Clicks website or by downloading the CIMB Clicks mobile app. Follow the registration process and provide the necessary information to complete the registration.
What should I do if I forgot my CIMB Clicks login details?
If you forgot your CIMB Clicks login details, you can reset your password or retrieve your username by clicking on the “Forgot Password” or “Forgot Username” link on the CIMB Clicks login page. Follow the instructions to reset your password or retrieve your username.
How do I transfer money using CIMB Clicks?
To transfer money using CIMB Clicks, log in to your CIMB Clicks account and select the “Transfer” option. Choose the account you want to transfer from and the account you want to transfer to. Enter the amount you want to transfer and follow the instructions to complete the transfer.
What is CIMB OCTO?
CIMB OCTO is a feature of CIMB Clicks that allows you to perform online transactions securely using a One-Time Password (OTP) generated by the CIMB Clicks mobile app. It provides an extra layer of security to protect your CIMB Clicks account.
Is CIMB Clicks safe to use?
Yes, CIMB Clicks is safe to use. CIMB Clicks uses industry-standard security measures such as Two-Factor Authentication and 128-bit Secure Sockets Layer (SSL) encryption to protect your account and transactions.
What are the benefits of using CIMB Clicks?
CIMB Clicks offers a convenient and secure way to manage your CIMB Bank accounts and perform online transactions. With CIMB Clicks, you can check your account balance, transfer funds, pay bills, and more, all from the comfort of your home or on-the-go using the CIMB Clicks mobile app.
